When can I retire? How do I plan for retirement? Where should I save my money? Will Social Security be enough? These are all questions that can make Retirement feel overwhelming. We’re here to assist you with this process. Our qualified staff can meet with you to determine your needs and help you plan for retirement.
Keys to Retirement
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Start Now - Retirement may seem like a lifetime away but the key to saving for retirement is TIME.
- Debt Management – Minimizing your expenses in retirement gives you more security and confidence. Having your mortgage paid off, no student loans, and minimal credit card balances will help you minimize your expenses. Finding the balance of when to payoff debt vs when to increase savings is a difficult decision. We can work with you to go through the pros and cons of each option.
- Know Your Income – When will you qualify for your pension? When should you take Social Security? How much will your retirement account be worth and how much should you withdraw each year? Knowing the answers to these questions will help you create a plan to fits you and your family.
- Investments - Saving for retirement is less about TIMING the market and more about TIME IN the market.
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